{"id":2735,"date":"2025-07-19T13:12:13","date_gmt":"2025-07-19T10:12:13","guid":{"rendered":"https:\/\/residence-estate.ge\/?p=2735"},"modified":"2025-11-08T11:57:55","modified_gmt":"2025-11-08T08:57:55","slug":"opening-a-bank-account-in-georgia-step-by-step-instructions","status":"publish","type":"post","link":"https:\/\/residence-estate.ge\/cs\/all\/opening-a-bank-account-in-georgia-step-by-step-instructions\/","title":{"rendered":"Zalo\u017een\u00ed bankovn\u00edho \u00fa\u010dtu v Gruzii: n\u00e1vod krok za krokem"},"content":{"rendered":"<h2 class=\"wp-block-heading\">Typy bankovn\u00edch \u00fa\u010dt\u016f v Gruzii<\/h2>\n\n\n\n<p>Kdy\u017e jsem poprv\u00e9 p\u0159ijel do Gruzie, zd\u00e1lo se mi, \u017ee otev\u0159\u00edt si bankovn\u00ed \u00fa\u010det je n\u011bco z \u0159\u00ed\u0161e fantazie. Ale uk\u00e1zalo se, \u017ee to nen\u00ed tak slo\u017eit\u00e9, pokud rozum\u00edte typ\u016fm \u00fa\u010dt\u016f. Poj\u010fme se spole\u010dn\u011b pono\u0159it do tohoto t\u00e9matu a pod\u00edvat se, jak\u00e9 mo\u017enosti gruz\u00ednsk\u00fd bankovn\u00ed syst\u00e9m nab\u00edz\u00ed.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">B\u011b\u017en\u00e9 \u00fa\u010dty<\/h3>\n\n\n\n<p>B\u011b\u017en\u00fd \u00fa\u010det je to, co pot\u0159ebujete pro sv\u00e9 ka\u017edodenn\u00ed transakce. Budete m\u00edt p\u0159\u00edstup k \u00fa\u010dt\u016fm s <strong>GEL, USD a EUR<\/strong>a je velmi v\u00fdhodn\u00fd pro ty, kte\u0159\u00ed \u010dasto cestuj\u00ed nebo obchoduj\u00ed se zahrani\u010dn\u00edmi partnery. Nap\u0159\u00edklad Alex se p\u0159est\u011bhoval do Tbilisi z Lond\u00fdna a ocenil mo\u017enost m\u00edt pen\u00edze v r\u016fzn\u00fdch m\u011bn\u00e1ch. Zalo\u017een\u00ed takov\u00e9ho \u00fa\u010dtu je nav\u00edc obvykle zdarma, ale za slu\u017eby mohou b\u00fdt \u00fa\u010dtov\u00e1ny drobn\u00e9 poplatky, a to v \u0159\u00e1du<strong> $3.60 - $7.20 USD m\u011bs\u00ed\u010dn\u011b<\/strong>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Vkladov\u00e9 \u00fa\u010dty<\/h3>\n\n\n\n<p>Pokud chcete sv\u00e9 \u00faspory nejen ulo\u017eit, ale tak\u00e9 rozmno\u017eit, je pro v\u00e1s vkladov\u00fd \u00fa\u010det tou spr\u00e1vnou volbou. Jedn\u00e1 se o spo\u0159ic\u00ed \u00fa\u010det s \u00farokem, kter\u00fd z\u00e1vis\u00ed na v\u00fd\u0161i a dob\u011b trv\u00e1n\u00ed vkladu. Nap\u0159. <strong>Bank of Georgia<\/strong> m\u016f\u017eete z\u00edskat a\u017e <strong>6% p.a.<\/strong> na vkladu v GEL. Je d\u016fle\u017eit\u00e9 si uv\u011bdomit, \u017ee \u010d\u00edm del\u0161\u00ed je doba vkladu, t\u00edm vy\u0161\u0161\u00ed je \u00farok. Je to skv\u011bl\u00e1 mo\u017enost pro ty, kte\u0159\u00ed pl\u00e1nuj\u00ed z\u016fstat v Gruzii del\u0161\u00ed dobu.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"575\" src=\"https:\/\/residence-estate.ge\/wp-content\/uploads\/2025\/07\/chatgpt-image-20-iyul.-2025-g.-18_08_38-e1753024303218-1024x575.webp\" alt=\"Zalo\u017een\u00ed bankovn\u00edho \u00fa\u010dtu v Gruzii: n\u00e1vod krok za krokem\" class=\"wp-image-2869\" srcset=\"https:\/\/residence-estate.ge\/wp-content\/uploads\/2025\/07\/chatgpt-image-20-iyul.-2025-g.-18_08_38-e1753024303218-1024x575.webp 1024w, https:\/\/residence-estate.ge\/wp-content\/uploads\/2025\/07\/chatgpt-image-20-iyul.-2025-g.-18_08_38-e1753024303218-300x168.webp 300w, https:\/\/residence-estate.ge\/wp-content\/uploads\/2025\/07\/chatgpt-image-20-iyul.-2025-g.-18_08_38-e1753024303218-18x10.webp 18w, https:\/\/residence-estate.ge\/wp-content\/uploads\/2025\/07\/chatgpt-image-20-iyul.-2025-g.-18_08_38-e1753024303218-768x431.webp 768w, https:\/\/residence-estate.ge\/wp-content\/uploads\/2025\/07\/chatgpt-image-20-iyul.-2025-g.-18_08_38-e1753024303218.webp 1300w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">\u00da\u010dty ve v\u00edce m\u011bn\u00e1ch<\/h3>\n\n\n\n<p>Pro ty, kte\u0159\u00ed se necht\u011bj\u00ed omezovat na jednu m\u011bnu, je k dispozici \u00fa\u010det ve v\u00edce m\u011bn\u00e1ch. To je skute\u010dn\u00fdm p\u0159\u00ednosem pro expaty a mezin\u00e1rodn\u00ed podnikatele. Nap\u0159\u00edklad Irina, kter\u00e1 pracuje pro IT spole\u010dnost, takov\u00fd \u00fa\u010det vyu\u017e\u00edv\u00e1 pro pohodln\u00e9 vypo\u0159\u00e1d\u00e1n\u00ed \u00fa\u010dt\u016f s klienty z r\u016fzn\u00fdch zem\u00ed. M\u016f\u017eete voln\u011b p\u0159ev\u00e1d\u011bt prost\u0159edky mezi m\u011bnami a u\u0161et\u0159\u00edte tak spoustu pen\u011bz za konverze.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong>D\u016fle\u017eit\u00e9:<\/strong> P\u0159ed v\u00fdb\u011brem typu \u00fa\u010dtu byste si m\u011bli pe\u010dliv\u011b prostudovat podm\u00ednky jednotliv\u00fdch bank. Nap\u0159\u00edklad, <a href=\"https:\/\/www.tbcbank.ge\/web\/en\/web\/guest\/home\" target=\"_blank\" rel=\"nofollow noopener\">TBC Bank<\/a> nab\u00edz\u00ed v\u00fdhodn\u00e9 podm\u00ednky pro multim\u011bnov\u00e9 \u00fa\u010dty, zejm\u00e9na pro klienty, kte\u0159\u00ed \u010dasto prov\u00e1d\u011bj\u00ed mezin\u00e1rodn\u00ed p\u0159evody.<\/p>\n<\/blockquote>\n\n\n\n<h3 class=\"wp-block-heading\">P\u0159ibli\u017en\u00e9 n\u00e1klady<\/h3>\n\n\n\n<p>Zalo\u017een\u00ed \u00fa\u010dtu v gruz\u00ednsk\u00e9 bance obvykle nen\u00ed n\u00e1kladn\u00e9. Je v\u0161ak t\u0159eba vz\u00edt v \u00favahu, \u017ee n\u011bkter\u00e9 typy \u00fa\u010dt\u016f mohou b\u00fdt zpoplatn\u011bny. Nap\u0159\u00edklad za b\u011b\u017en\u00fd \u00fa\u010det u <strong>TBC Bank<\/strong> zaplat\u00edte p\u0159ibli\u017en\u011b <strong>$5,45 m\u011bs\u00ed\u010dn\u011b<\/strong>. Vkladov\u00e9 \u00fa\u010dty naproti tomu nevy\u017eaduj\u00ed poplatky za z\u0159\u00edzen\u00ed a veden\u00ed, ale je d\u016fle\u017eit\u00e9 stanovit podm\u00ednky pro p\u0159ed\u010dasn\u00fd v\u00fdb\u011br prost\u0159edk\u016f.<\/p>\n\n\n\n<p>V\u00fdb\u011br typu \u00fa\u010dtu v Gruzii tedy z\u00e1vis\u00ed na va\u0161ich osobn\u00edch c\u00edlech a finan\u010dn\u00edch pl\u00e1nech. Gruz\u00ednsk\u00e9 banky nab\u00edzej\u00ed \u0161irokou \u0161k\u00e1lu mo\u017enost\u00ed, a\u0165 u\u017e jde o ka\u017edodenn\u00ed v\u00fddaje, spo\u0159en\u00ed nebo mezin\u00e1rodn\u00ed transakce.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Kdo si m\u016f\u017ee otev\u0159\u00edt \u00fa\u010det: rezidenti<\/h2>\n\n\n\n<p>Pokud jde o otev\u0159en\u00ed bankovn\u00edho \u00fa\u010dtu v Gruzii, maj\u00ed obyvatel\u00e9 zem\u011b, v\u010detn\u011b ob\u010dan\u016f a dr\u017eitel\u016f povolen\u00ed k pobytu (LPR), v\u00fdhodn\u011bj\u0161\u00ed postaven\u00ed. Poj\u010fme se do tohoto procesu pono\u0159it hloub\u011bji a pod\u00edvat se, jak\u00e9 v\u00fdhody a funkce nab\u00edz\u00ed.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Zjednodu\u0161en\u00fd proces<\/h3>\n\n\n\n<p>Pro obyvatele Gruzie je otev\u0159en\u00ed bankovn\u00edho \u00fa\u010dtu ot\u00e1zkou jednoho dne. Pot\u0159ebujete pouze dva dokumenty: <strong>pas<\/strong> \u0438 <strong>Gruz\u00ednsk\u00fd pr\u016fkaz toto\u017enosti<\/strong>. To v\u00fdrazn\u011b zjednodu\u0161uje proces a \u0161et\u0159\u00ed \u010das. Nap\u0159\u00edklad m\u016fj kolega Nino si zalo\u017eil \u00fa\u010det u spole\u010dnosti <strong>Bank of Georgia<\/strong> doslova za p\u016fl hodiny.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">V\u00fdhody pro obyvatele<\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Bezplatn\u00e9 otev\u0159en\u00ed \u00fa\u010dtu<\/strong>: V\u011bt\u0161ina bank, v\u010detn\u011b <a href=\"https:\/\/www.tbcbank.ge\/web\/en\/web\/guest\/home\" target=\"_blank\" rel=\"nofollow noopener\">TBC Bank<\/a>Nab\u00edzej\u00ed bezplatn\u00e9 otev\u0159en\u00ed b\u011b\u017en\u00fdch \u00fa\u010dt\u016f pro rezidenty. To je p\u0159\u00edjemn\u00e9 p\u0159ekvapen\u00ed, zejm\u00e9na ve srovn\u00e1n\u00ed s jin\u00fdmi zem\u011bmi, kde mohou b\u00fdt skryt\u00e9 poplatky.<\/li>\n\n\n\n<li><strong>N\u00edzk\u00e9 poplatky za slu\u017eby<\/strong>: M\u011bs\u00ed\u010dn\u00ed poplatky za slu\u017eby \u010din\u00ed v pr\u016fm\u011bru cca. <strong><strong>$3.60 - $7.20 USD<\/strong><\/strong>. To je opravdu v\u00fdhodn\u00e9, zvl\u00e1\u0161t\u011b kdy\u017e si uv\u011bdom\u00edte, \u017ee mnoho bank nab\u00edz\u00ed bal\u00ed\u010dky s bezplatn\u00fdmi p\u0159evody a v\u00fdb\u011bry hotovosti.<\/li>\n\n\n\n<li><strong>P\u0159\u00edstup k p\u016fj\u010dk\u00e1m a vklad\u016fm<\/strong>: Obyvatel\u00e9 maj\u00ed jednodu\u0161\u0161\u00ed podm\u00ednky pro z\u00edsk\u00e1n\u00ed \u00fav\u011br\u016f a otev\u0159en\u00ed vkladov\u00fdch \u00fa\u010dt\u016f. Nap\u0159\u00edklad \u00farokov\u00e9 sazby z vklad\u016f mohou b\u00fdt a\u017e <strong>5-6% p.a.<\/strong>To z nich \u010din\u00ed atraktivn\u00ed n\u00e1stroj pro spo\u0159en\u00ed.<\/li>\n<\/ol>\n\n\n\n\n\n\n<h3 class=\"wp-block-heading\">Proces otev\u0159en\u00ed \u00fa\u010dtu<\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>P\u0159\u00edprava dokument\u016f<\/strong>: Ujist\u011bte se, \u017ee m\u00e1te v\u0161echny pot\u0159ebn\u00e9 doklady - cestovn\u00ed pas a ob\u010dansk\u00fd pr\u016fkaz.<\/li>\n\n\n\n<li><strong>N\u00e1v\u0161t\u011bva banky<\/strong>: Nav\u0161tivte pobo\u010dku vybran\u00e9 banky. Nap\u0159\u00edklad. <strong>Liberty Bank<\/strong> proces netrv\u00e1 d\u00e9le ne\u017e hodinu.<\/li>\n\n\n\n<li><strong>Vypln\u011bn\u00ed dotazn\u00edku<\/strong>: Vypl\u0148te standardizovan\u00fd dotazn\u00edk a uve\u010fte osobn\u00ed \u00fadaje.<\/li>\n\n\n\n<li><strong>Podpis smlouvy<\/strong>: Po kontrole dokument\u016f podep\u00ed\u0161ete smlouvu o otev\u0159en\u00ed \u00fa\u010dtu.<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading\">P\u0159ibli\u017en\u00e9 n\u00e1klady<\/h3>\n\n\n\n<p>Jak bylo uvedeno v\u00fd\u0161e, otev\u0159en\u00ed \u00fa\u010dtu pro rezidenty je v\u011bt\u0161inou zdarma. Za veden\u00ed \u00fa\u010dtu v\u0161ak m\u016f\u017ee b\u00fdt \u00fa\u010dtov\u00e1n mal\u00fd poplatek, kter\u00fd je vzhledem k pohodl\u00ed a rychlosti obsluhy zcela opr\u00e1vn\u011bn\u00fd.<\/p>\n\n\n\n<p>Pokud tedy m\u00e1te bydli\u0161t\u011b v Gruzii, je otev\u0159en\u00ed bankovn\u00edho \u00fa\u010dtu snadn\u00fd a rychl\u00fd proces, kter\u00fd v\u00e1m otev\u0159e p\u0159\u00edstup k mnoha finan\u010dn\u00edm n\u00e1stroj\u016fm a slu\u017eb\u00e1m.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Kdo si m\u016f\u017ee otev\u0159\u00edt \u00fa\u010det: cizinci (nerezidenti)<\/h2>\n\n\n\n<p>Zalo\u017een\u00ed bankovn\u00edho \u00fa\u010dtu v Gruzii pro cizince je postup, kter\u00fd se m\u016f\u017ee zd\u00e1t slo\u017eit\u00fd, ale s \u0159\u00e1dnou p\u0159\u00edpravou je zcela provediteln\u00fd. Pod\u00edvejme se, jak\u00e9 kroky je t\u0159eba podniknout a jak\u00e9 dokumenty je t\u0159eba shrom\u00e1\u017edit, aby v\u0161e prob\u011bhlo hladce.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Po\u017eadavky na nerezidenty<\/h3>\n\n\n\n<p>Cizinci v Gruzii se mus\u00ed p\u0159ipravit na to, \u017ee banky budou po\u017eadovat dal\u0161\u00ed dokumenty. D\u016fvodem je nutnost dodr\u017eovat mezin\u00e1rodn\u00ed bezpe\u010dnostn\u00ed standardy, jako nap\u0159. <strong>KYC (Poznej sv\u00e9ho z\u00e1kazn\u00edka)<\/strong>. Pot\u0159ebujete n\u00e1sleduj\u00edc\u00ed informace:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Pas<\/strong>: Hlavn\u00ed doklad, kter\u00fd prokazuje va\u0161i toto\u017enost.<\/li>\n\n\n\n<li><strong>Potvrzen\u00ed o p\u0159\u00edjmu<\/strong>M\u016f\u017ee se jednat o pracovn\u00ed smlouvu, v\u00fdpis z \u00fa\u010dtu nebo doklady o vlastnictv\u00ed. Banky se cht\u011bj\u00ed ujistit, \u017ee va\u0161e finan\u010dn\u00ed prost\u0159edky jsou leg\u00e1ln\u00ed.<\/li>\n\n\n\n<li><strong>M\u00edstn\u00ed telefonn\u00ed \u010d\u00edslo<\/strong>: Kontaktov\u00e1n\u00ed a p\u0159ij\u00edm\u00e1n\u00ed ozn\u00e1men\u00ed SMS.<\/li>\n\n\n\n<li><strong>\u017d\u00e1dost a dotazn\u00edk<\/strong>: Vypl\u0148uje se na pobo\u010dce banky.<\/li>\n\n\n\n<li><strong>Doporu\u010duj\u00edc\u00ed dopis<\/strong>: N\u011bkdy je vy\u017eadov\u00e1n doporu\u010duj\u00edc\u00ed dopis od va\u0161\u00ed sou\u010dasn\u00e9 banky.<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading\">P\u0159ibli\u017en\u00e9 n\u00e1klady<\/h3>\n\n\n\n<p>Zalo\u017een\u00ed \u00fa\u010dtu pro cizince m\u016f\u017ee b\u00fdt spojeno s ur\u010dit\u00fdmi poplatky. Nap\u0159\u00edklad v <strong>TBC Bank<\/strong> m\u016f\u017ee b\u00fdt \u00fa\u010dtov\u00e1n poplatek ve v\u00fd\u0161i p\u0159ibli\u017en\u011b. <strong>18 USD<\/strong> pro otev\u0159en\u00ed \u00fa\u010dtu. Krom\u011b toho mohou b\u00fdt m\u011bs\u00ed\u010dn\u00ed poplatky za slu\u017eby n\u00e1sleduj\u00edc\u00ed <strong>5,5-11 USD.<\/strong>v z\u00e1vislosti na vybran\u00fdch slu\u017eb\u00e1ch.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"577\" src=\"https:\/\/residence-estate.ge\/wp-content\/uploads\/2025\/07\/upload-kris-_1_-pic905-895x505-44041-1024x577.webp\" alt=\"Zalo\u017een\u00ed bankovn\u00edho \u00fa\u010dtu v Gruzii: n\u00e1vod krok za krokem\" class=\"wp-image-2866\" srcset=\"https:\/\/residence-estate.ge\/wp-content\/uploads\/2025\/07\/upload-kris-_1_-pic905-895x505-44041-1024x577.webp 1024w, https:\/\/residence-estate.ge\/wp-content\/uploads\/2025\/07\/upload-kris-_1_-pic905-895x505-44041-300x169.webp 300w, https:\/\/residence-estate.ge\/wp-content\/uploads\/2025\/07\/upload-kris-_1_-pic905-895x505-44041-18x10.webp 18w, https:\/\/residence-estate.ge\/wp-content\/uploads\/2025\/07\/upload-kris-_1_-pic905-895x505-44041.webp 1300w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">Proces otev\u0159en\u00ed \u00fa\u010dtu<\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Sb\u00edrka dokument\u016f<\/strong>: Ne\u017e p\u016fjdete do banky, ujist\u011bte se, \u017ee m\u00e1te v\u0161echny pot\u0159ebn\u00e9 dokumenty.<\/li>\n\n\n\n<li><strong>N\u00e1v\u0161t\u011bva banky<\/strong>: Nav\u0161tivte pobo\u010dku, nap\u0159, <a href=\"https:\/\/bankofgeorgia.ge\/en\/\" target=\"_blank\" rel=\"nofollow noopener\">Bank of Georgia<\/a>a pomohou v\u00e1m vyplnit v\u0161echny pot\u0159ebn\u00e9 formul\u00e1\u0159e.<\/li>\n\n\n\n<li><strong>\u010cek\u00e1 se na schv\u00e1len\u00ed<\/strong>: Proces ov\u011b\u0159ov\u00e1n\u00ed m\u016f\u017ee trvat n\u011bkolik dn\u00ed, tak\u017ee se p\u0159ipravte na to, \u017ee budete muset chv\u00edli po\u010dkat.<\/li>\n\n\n\n<li><strong>Dokon\u010den\u00ed n\u00e1vrhu<\/strong>: Po schv\u00e1len\u00ed budete moci \u00fa\u010det aktivovat a za\u010d\u00edt pou\u017e\u00edvat.<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading\">Funkce a tipy<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>P\u0159\u00edprava dokument\u016f p\u0159edem<\/strong>: P\u0159edejdete tak zpo\u017ed\u011bn\u00edm a nedorozum\u011bn\u00edm.<\/li>\n\n\n\n<li><strong>Bu\u010fte trp\u011bliv\u00ed<\/strong>: Proces ov\u011b\u0159ov\u00e1n\u00ed m\u016f\u017ee trvat del\u0161\u00ed dobu, zejm\u00e9na pokud m\u00e1te slo\u017eitou finan\u010dn\u00ed historii.<\/li>\n\n\n\n<li><strong>Hled\u00e1n\u00ed alternativ<\/strong>: Pokud se v\u00e1m tento proces zd\u00e1 p\u0159\u00edli\u0161 slo\u017eit\u00fd, zva\u017ete pro do\u010dasn\u00e9 pot\u0159eby vyu\u017eit\u00ed online slu\u017eeb pro v\u00edce m\u011bn, jako je nap\u0159\u00edklad Wise.<\/li>\n<\/ul>\n\n\n\n<p>Otev\u0159en\u00ed \u00fa\u010dtu pro cizince v Gruzii je tedy provediteln\u00fd \u00fakol, pokud se k n\u011bmu p\u0159istupuje se spr\u00e1vnou p\u0159\u00edpravou a porozum\u011bn\u00edm procesu.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Status da\u0148ov\u00e9ho rezidenta<\/h2>\n\n\n\n<p>Status da\u0148ov\u00e9ho rezidenta v Gruzii m\u016f\u017ee v\u00fdznamn\u011b ovlivnit va\u0161e finan\u010dn\u00ed mo\u017enosti a podm\u00ednky pro otev\u0159en\u00ed bankovn\u00edho \u00fa\u010dtu. Pod\u00edvejme se, co to je a jak\u00e9 v\u00fdhody poskytuje.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Co je da\u0148ov\u00fd rezident?<\/h3>\n\n\n\n<p>Da\u0148ov\u00fdm rezidentem Gruzie se rozum\u00ed ka\u017ed\u00e1 osoba, kter\u00e1 utrat\u00ed v\u00edce ne\u017e 10 000 EUR za pobyt v Gruzii. <strong>183 dn\u00ed v roce<\/strong>. Tento status m\u00e1 vliv na to, jak budete zdan\u011bni a jak\u00e9 finan\u010dn\u00ed slu\u017eby v\u00e1m budou k dispozici.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">V\u00fdhody statusu<\/h4>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Zjednodu\u0161en\u00e9 otev\u0159en\u00ed \u00fa\u010dtu<\/strong>: Da\u0148ov\u00ed rezidenti maj\u00ed v bank\u00e1ch p\u0159\u00edstup k v\u00fdhodn\u011bj\u0161\u00edm podm\u00ednk\u00e1m. Nap\u0159\u00edklad v <strong>Bank of Georgia<\/strong> si mohou otev\u0159\u00edt \u00fa\u010det bez dal\u0161\u00edch kontrol a s minim\u00e1ln\u00edmi poplatky.<\/li>\n\n\n\n<li><strong>Ni\u017e\u0161\u00ed da\u0148ov\u00e9 sazby<\/strong>: Rezidenti mohou vyu\u017e\u00edvat v\u00fdhodn\u00fdch da\u0148ov\u00fdch podm\u00ednek, co\u017e je d\u016fle\u017eit\u00e9 zejm\u00e9na pro investory a podnikatele.<\/li>\n\n\n\n<li><strong>P\u0159\u00edstup k p\u016fj\u010dk\u00e1m a vklad\u016fm<\/strong>: Da\u0148ov\u00ed rezidenti mohou o\u010dek\u00e1vat v\u00fdhodn\u011bj\u0161\u00ed \u00farokov\u00e9 sazby z \u00fav\u011br\u016f a vklad\u016f. Nap\u0159\u00edklad v <strong>TBC Bank<\/strong> Sazby vklad\u016f pro rezidenty mohou dos\u00e1hnout a\u017e <strong>6% p.a.<\/strong>.<\/li>\n<\/ol>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/residence-estate.ge\/wp-content\/uploads\/2025\/07\/1200_66606fd882682c6441641d48-1024x576.webp\" alt=\"Zalo\u017een\u00ed bankovn\u00edho \u00fa\u010dtu v Gruzii: n\u00e1vod krok za krokem\" class=\"wp-image-2742\" srcset=\"https:\/\/residence-estate.ge\/wp-content\/uploads\/2025\/07\/1200_66606fd882682c6441641d48-1024x576.webp 1024w, https:\/\/residence-estate.ge\/wp-content\/uploads\/2025\/07\/1200_66606fd882682c6441641d48-300x169.webp 300w, https:\/\/residence-estate.ge\/wp-content\/uploads\/2025\/07\/1200_66606fd882682c6441641d48-18x10.webp 18w, https:\/\/residence-estate.ge\/wp-content\/uploads\/2025\/07\/1200_66606fd882682c6441641d48.webp 1300w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">Jak z\u00edsk\u00e1m status da\u0148ov\u00e9ho rezidenta?<\/h3>\n\n\n\n<p>Pro z\u00edsk\u00e1n\u00ed statusu da\u0148ov\u00e9ho rezidenta je nutn\u00e9 str\u00e1vit v Gruzii v\u00edce ne\u017e 10 let. <strong>183 dn\u00ed<\/strong> b\u011bhem kalend\u00e1\u0159n\u00edho roku. M\u016f\u017ee se jednat jak o nep\u0159etr\u017eit\u00fd pobyt, tak o celkov\u00fd po\u010det dn\u00ed.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong>D\u016fle\u017eit\u00e9:<\/strong> Ujist\u011bte se, \u017ee m\u00e1te v\u0161echny pot\u0159ebn\u00e9 doklady k prok\u00e1z\u00e1n\u00ed pobytu v zemi, jako jsou v\u00edza, registrace a dal\u0161\u00ed \u00fa\u0159edn\u00ed dokumenty.<\/p>\n<\/blockquote>\n\n\n\n<h3 class=\"wp-block-heading\">P\u0159ibli\u017en\u00e9 n\u00e1klady<\/h3>\n\n\n\n<p>Z\u00edsk\u00e1n\u00ed statusu da\u0148ov\u00e9ho rezidenta samo o sob\u011b nep\u0159in\u00e1\u0161\u00ed \u017e\u00e1dn\u00e9 dal\u0161\u00ed n\u00e1klady. Pokud v\u0161ak hodl\u00e1te tento status vyu\u017e\u00edt k otev\u0159en\u00ed \u00fa\u010dtu nebo jin\u00fdm finan\u010dn\u00edm transakc\u00edm, mo\u017en\u00e1 budete muset zaplatit za not\u00e1\u0159e nebo tlumo\u010dn\u00edka, abyste mohli vy\u0159\u00eddit v\u0161echny dokumenty.<\/p>\n\n\n\n<p>Status da\u0148ov\u00e9ho rezidenta v Gruzii v\u00e1m otev\u00edr\u00e1 mnoho mo\u017enost\u00ed pro v\u00fdhodn\u011bj\u0161\u00ed spr\u00e1vu va\u0161ich financ\u00ed. To plat\u00ed zejm\u00e9na pro ty, kte\u0159\u00ed pl\u00e1nuj\u00ed dlouhodob\u00fd pobyt v zemi nebo provozuj\u00ed podnikatelskou \u010dinnost. P\u0159ipravte se p\u0159edem a ujist\u011bte se, \u017ee spl\u0148ujete v\u0161echny po\u017eadavky pro z\u00edsk\u00e1n\u00ed tohoto statusu.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Nejlep\u0161\u00ed banky v Gruzii pro zahrani\u010dn\u00ed investory<\/h2>\n\n\n\n<p>Pokud pl\u00e1nujete investovat v Gruzii, je pro v\u00e1s v\u00fdb\u011br banky kl\u00ed\u010dov\u00fd. Pod\u00edvejme se, kter\u00e9 banky nab\u00edzej\u00ed nejlep\u0161\u00ed podm\u00ednky pro zahrani\u010dn\u00ed investory a pro\u010d si zaslou\u017e\u00ed va\u0161i pozornost.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Bank of Georgia<\/h3>\n\n\n\n<p><strong>Bank of Georgia<\/strong> - je nejv\u011bt\u0161\u00ed bankou v zemi, kter\u00e1 nab\u00edz\u00ed \u0161irokou \u0161k\u00e1lu slu\u017eeb pro zahrani\u010dn\u00ed investory.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">V\u00fdhody:<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>S\u00f3lo bal\u00ed\u010dek Premium<\/strong>: Tento bal\u00ed\u010dek poskytuje p\u0159\u00edstup k individu\u00e1ln\u00edmu bankovnictv\u00ed, investi\u010dn\u00edmu poradenstv\u00ed a exkluzivn\u00edm nab\u00eddk\u00e1m.<\/li>\n\n\n\n<li><strong>\u00da\u010dty ve v\u00edce m\u011bn\u00e1ch<\/strong>: Mo\u017enost otev\u0159en\u00ed \u00fa\u010dt\u016f v GEL, USD a EUR.<\/li>\n\n\n\n<li><strong>Online bankovnictv\u00ed<\/strong>: Modern\u00ed platforma pro spr\u00e1vu financ\u00ed odkudkoli na sv\u011bt\u011b.<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">N\u00e1klady:<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Zalo\u017een\u00ed \u00fa\u010dtu: zdarma.<\/li>\n\n\n\n<li>\u00dadr\u017eba pr\u00e9miov\u00e9ho bal\u00ed\u010dku: cca. <strong>73,70 USD za rok<\/strong>.<\/li>\n<\/ul>\n\n\n\n<p>V\u00edce informac\u00ed najdete na jejich <a href=\"https:\/\/bankofgeorgia.ge\/en\" target=\"_blank\" rel=\"nofollow noopener\">ofici\u00e1ln\u00ed webov\u00e9 str\u00e1nky<\/a>.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">TBC Bank<\/h3>\n\n\n\n<p><strong>TBC Bank<\/strong> je zn\u00e1m\u00e1 sv\u00fdm inovativn\u00edm p\u0159\u00edstupem a propracovan\u00fdm syst\u00e9mem internetov\u00e9ho bankovnictv\u00ed.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">V\u00fdhody:<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Digit\u00e1ln\u00ed \u0159e\u0161en\u00ed<\/strong>: Pohodln\u00e1 mobiln\u00ed aplikace a internetov\u00e9 bankovnictv\u00ed.<\/li>\n\n\n\n<li><strong>Investi\u010dn\u00ed slu\u017eby<\/strong>: Poradenstv\u00ed a podpora pro investory.<\/li>\n\n\n\n<li><strong>Podpora 24\/7<\/strong>: Z\u00e1kaznick\u00fd servis 24 hodin denn\u011b, 7 dn\u00ed v t\u00fddnu.<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"477\" src=\"https:\/\/residence-estate.ge\/wp-content\/uploads\/2025\/07\/tbc-bank-ge-1024x477.webp\" alt=\"Zalo\u017een\u00ed bankovn\u00edho \u00fa\u010dtu v Gruzii: n\u00e1vod krok za krokem\" class=\"wp-image-2867\" srcset=\"https:\/\/residence-estate.ge\/wp-content\/uploads\/2025\/07\/tbc-bank-ge-1024x477.webp 1024w, https:\/\/residence-estate.ge\/wp-content\/uploads\/2025\/07\/tbc-bank-ge-300x140.webp 300w, https:\/\/residence-estate.ge\/wp-content\/uploads\/2025\/07\/tbc-bank-ge-18x8.webp 18w, https:\/\/residence-estate.ge\/wp-content\/uploads\/2025\/07\/tbc-bank-ge.webp 1300w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h4 class=\"wp-block-heading\">N\u00e1klady:<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Zalo\u017een\u00ed \u00fa\u010dtu: zdarma.<\/li>\n\n\n\n<li>Slu\u017eba: od <strong>5,5-11 USD m\u011bs\u00ed\u010dn\u011b<\/strong>v z\u00e1vislosti na vybran\u00fdch slu\u017eb\u00e1ch.<\/li>\n<\/ul>\n\n\n\n<p>Podrobnosti jsou k dispozici na adrese <a href=\"https:\/\/www.tbcbank.ge\/web\/en\/web\/guest\/home\" target=\"_blank\" rel=\"nofollow noopener\">Webov\u00e9 str\u00e1nky TBC Bank<\/a>.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Liberty Bank<\/h3>\n\n\n\n<p><strong>Liberty Bank<\/strong> nab\u00edz\u00ed v\u00fdhodn\u00e9 podm\u00ednky pro ty, kte\u0159\u00ed cht\u011bj\u00ed investovat do nemovitost\u00ed nebo podnik\u00e1n\u00ed.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">V\u00fdhody:<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Speci\u00e1ln\u00ed programy pro investory<\/strong>: Sn\u00ed\u017een\u00e9 sazby \u00fav\u011br\u016f na nemovitosti.<\/li>\n\n\n\n<li><strong>\u0160irok\u00e1 s\u00ed\u0165 pobo\u010dek<\/strong>: Dostupnost slu\u017eeb v cel\u00e9 zemi.<\/li>\n\n\n\n<li><strong>Investi\u010dn\u00ed poradenstv\u00ed<\/strong>: Podpora p\u0159i v\u00fdb\u011bru nejlep\u0161\u00edch \u0159e\u0161en\u00ed.<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">N\u00e1klady:<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Zalo\u017een\u00ed \u00fa\u010dtu: m\u016f\u017ee b\u00fdt \u00fa\u010dtov\u00e1n poplatek ve v\u00fd\u0161i cca. <strong>18.20 USD.<\/strong>.<\/li>\n\n\n\n<li>Slu\u017eby: li\u0161\u00ed se v z\u00e1vislosti na bal\u00ed\u010dku.<\/li>\n<\/ul>\n\n\n\n<p>V\u00edce informac\u00ed na <a href=\"https:\/\/libertybank.ge\/en\" target=\"_blank\" rel=\"nofollow noopener\">Webov\u00e9 str\u00e1nky Liberty Bank<\/a>.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p>V\u00fdb\u011br banky v Gruzii pro zahrani\u010dn\u00ed investory z\u00e1vis\u00ed na va\u0161ich konkr\u00e9tn\u00edch pot\u0159eb\u00e1ch a c\u00edlech. Nicm\u00e9n\u011b, <strong>Bank of Georgia<\/strong>, <strong>TBC Bank<\/strong> \u0438 <strong>Liberty Bank<\/strong> nab\u00edzej\u00ed vynikaj\u00edc\u00ed podm\u00ednky a podporu, kter\u00e9 v\u00e1m mohou usnadnit investi\u010dn\u00ed proces. Ur\u010dit\u011b prozkoumejte v\u0161echny dostupn\u00e9 mo\u017enosti a vyberte si tu, kter\u00e1 nejl\u00e9pe vyhovuje va\u0161im po\u017eadavk\u016fm.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Otev\u0159en\u00ed \u00fa\u010dtu na d\u00e1lku (online)<\/h2>\n\n\n\n<p>V dne\u0161n\u00edm sv\u011bt\u011b d\u00e1v\u00e1 st\u00e1le v\u00edce lid\u00ed p\u0159ednost \u0159e\u0161en\u00ed finan\u010dn\u00edch probl\u00e9m\u016f online. Gruzie za t\u00edmto trendem nez\u016fst\u00e1v\u00e1 pozadu a nab\u00edz\u00ed mo\u017enosti otev\u0159en\u00ed bankovn\u00edch \u00fa\u010dt\u016f na d\u00e1lku. Pod\u00edvejme se, jak to funguje a kter\u00e9 banky takov\u00e9 slu\u017eby poskytuj\u00ed.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Mo\u017enosti d\u00e1lkov\u00e9ho otev\u00edr\u00e1n\u00ed<\/h3>\n\n\n\n<p>N\u011bkter\u00e9 gruz\u00ednsk\u00e9 banky umo\u017e\u0148uj\u00ed zah\u00e1jit proces otev\u0159en\u00ed \u00fa\u010dtu z pohodl\u00ed domova. To je v\u00fdhodn\u00e9 zejm\u00e9na pro ty, kte\u0159\u00ed do zem\u011b je\u0161t\u011b nevycestovali nebo cht\u011bj\u00ed u\u0161et\u0159it \u010das.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Bank of Georgia<\/h4>\n\n\n\n<p><strong>Bank of Georgia<\/strong> nab\u00edz\u00ed vypln\u011bn\u00ed online formul\u00e1\u0159e KYC, kter\u00fd je prvn\u00edm krokem k otev\u0159en\u00ed \u00fa\u010dtu.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Proces<\/strong>: Vypl\u0148te formul\u00e1\u0159 \u017e\u00e1dosti na internetov\u00fdch str\u00e1nk\u00e1ch banky a vy\u010dkejte na posouzen\u00ed.<\/li>\n\n\n\n<li><strong>\u010casov\u00e1n\u00ed<\/strong>: P\u0159ezkoum\u00e1n\u00ed obvykle trv\u00e1 asi <strong>t\u00fddny<\/strong>.<\/li>\n\n\n\n<li><strong>N\u00e1klady<\/strong>: Online formul\u00e1\u0159 \u017e\u00e1dosti je zdarma, ale za dal\u0161\u00ed slu\u017eby mohou b\u00fdt \u00fa\u010dtov\u00e1ny standardn\u00ed poplatky.<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h4 class=\"wp-block-heading\">TBC Bank<\/h4>\n\n\n\n<p><strong>TBC Bank<\/strong> nab\u00edz\u00ed mo\u017enost vzd\u00e1len\u00e9ho otev\u0159en\u00ed \u00fa\u010dtu pomoc\u00ed zp\u011btn\u00e9ho vol\u00e1n\u00ed.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Proces<\/strong>: Zanechte p\u0159ihl\u00e1\u0161ku na ofici\u00e1ln\u00edch internetov\u00fdch str\u00e1nk\u00e1ch a vedouc\u00ed v\u00e1s bude kontaktovat s dal\u0161\u00edmi pokyny.<\/li>\n\n\n\n<li><strong>\u010casov\u00e1n\u00ed<\/strong>: Tento proces m\u016f\u017ee trvat n\u011bkolik dn\u00ed.<\/li>\n\n\n\n<li><strong>N\u00e1klady<\/strong>: Zalo\u017een\u00ed \u00fa\u010dtu je zdarma, ale upozor\u0148ujeme na mo\u017en\u00e9 poplatky za slu\u017eby.<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"544\" src=\"https:\/\/residence-estate.ge\/wp-content\/uploads\/2025\/07\/chatgpt-image-16-iyul.-2025-g.-19_52_02-e1752684873403-1024x544.webp\" alt=\"Zalo\u017een\u00ed bankovn\u00edho \u00fa\u010dtu v Gruzii: n\u00e1vod krok za krokem\" class=\"wp-image-2743\" srcset=\"https:\/\/residence-estate.ge\/wp-content\/uploads\/2025\/07\/chatgpt-image-16-iyul.-2025-g.-19_52_02-e1752684873403-1024x544.webp 1024w, https:\/\/residence-estate.ge\/wp-content\/uploads\/2025\/07\/chatgpt-image-16-iyul.-2025-g.-19_52_02-e1752684873403-300x159.webp 300w, https:\/\/residence-estate.ge\/wp-content\/uploads\/2025\/07\/chatgpt-image-16-iyul.-2025-g.-19_52_02-e1752684873403-18x10.webp 18w, https:\/\/residence-estate.ge\/wp-content\/uploads\/2025\/07\/chatgpt-image-16-iyul.-2025-g.-19_52_02-e1752684873403-768x408.webp 768w, https:\/\/residence-estate.ge\/wp-content\/uploads\/2025\/07\/chatgpt-image-16-iyul.-2025-g.-19_52_02-e1752684873403.webp 1300w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h4 class=\"wp-block-heading\">Wise jako alternativa<\/h4>\n\n\n\n<p>Pokud hled\u00e1te je\u0161t\u011b jednodu\u0161\u0161\u00ed \u0159e\u0161en\u00ed, pod\u00edvejte se na. <strong>Moudr\u00e9<\/strong>. Jedn\u00e1 se o online slu\u017ebu pro v\u00edce m\u011bn, kter\u00e1 v\u00e1m umo\u017en\u00ed spravovat va\u0161e finan\u010dn\u00ed prost\u0159edky, ani\u017e byste museli nav\u0161t\u00edvit banku.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>V\u00fdhody<\/strong>: Snadn\u00e9 pou\u017eit\u00ed, v\u00fdhodn\u00e9 sm\u011bnn\u00e9 kurzy.<\/li>\n\n\n\n<li><strong>N\u00e1klady<\/strong>: Registrace je zdarma, ale za p\u0159evody se mohou platit drobn\u00e9 poplatky.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">V\u00fdhody otev\u0159en\u00ed online<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u00daspora \u010dasu<\/strong>: Banku nen\u00ed t\u0159eba nav\u0161t\u011bvovat osobn\u011b.<\/li>\n\n\n\n<li><strong>Pohodl\u00ed<\/strong>: Spravujte sv\u00e9 finance odkudkoli na sv\u011bt\u011b.<\/li>\n\n\n\n<li><strong>P\u0159\u00edstupnost<\/strong>: Vhodn\u00e9 pro zanepr\u00e1zdn\u011bn\u00e9 lidi a pro ty, kte\u0159\u00ed do Gruzie je\u0161t\u011b necestovali.<\/li>\n<\/ul>\n\n\n\n<p>Zalo\u017een\u00ed \u00fa\u010dtu na d\u00e1lku v Gruzii je skute\u010dnou p\u0159\u00edle\u017eitost\u00ed, kter\u00e1 v\u00e1m u\u0161et\u0159\u00ed \u010das a n\u00e1mahu. <strong>Bank of Georgia<\/strong> \u0438 <strong>TBC Bank<\/strong> nab\u00edzej\u00ed pohodln\u00e1 online \u0159e\u0161en\u00ed a <strong>Moudr\u00e9<\/strong> m\u016f\u017ee b\u00fdt skv\u011blou alternativou pro ty, kte\u0159\u00ed si cen\u00ed jednoduchosti a rychlosti. Nezapome\u0148te se sezn\u00e1mit s podm\u00ednkami a vybrat si tu nejlep\u0161\u00ed mo\u017enost pro sv\u00e9 pot\u0159eby.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Dan\u011b, provize a dal\u0161\u00ed v\u00fddaje<\/h2>\n\n\n\n<p>P\u0159i zakl\u00e1d\u00e1n\u00ed bankovn\u00edho \u00fa\u010dtu v Gruzii je d\u016fle\u017eit\u00e9 zn\u00e1t dan\u011b a poplatky, kter\u00e9 mohou vzniknout. Pod\u00edvejme se podrobn\u011bji na to, s jak\u00fdmi n\u00e1klady se m\u016f\u017eete setkat a jak je minimalizovat.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Bankovn\u00ed poplatky<\/h3>\n\n\n\n<h4 class=\"wp-block-heading\">Zalo\u017een\u00ed a veden\u00ed \u00fa\u010dtu<\/h4>\n\n\n\n<p>V\u011bt\u0161ina gruz\u00ednsk\u00fdch bank nab\u00edz\u00ed zalo\u017een\u00ed \u00fa\u010dtu zdarma, ale mohou b\u00fdt \u00fa\u010dtov\u00e1ny m\u011bs\u00ed\u010dn\u00ed poplatky za slu\u017eby.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Bank of Georgia<\/strong>: O n\u00e1s. <strong>$3.60 - $7.20 USD<\/strong> m\u011bs\u00ed\u010dn\u011b za standardn\u00ed \u00fa\u010det.<\/li>\n\n\n\n<li><strong>TBC Bank<\/strong>: Slu\u017eba zahrnuje <strong>5,5-11 USD.<\/strong> v z\u00e1vislosti na balen\u00ed.<\/li>\n<\/ul>\n\n\n\n<p>Tyto poplatky pokr\u00fdvaj\u00ed z\u00e1kladn\u00ed slu\u017eby, jako je p\u0159\u00edstup do internetov\u00e9ho bankovnictv\u00ed a v\u00fdb\u011bry z bankomat\u016f.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">V\u00fdb\u011bry a p\u0159evody hotovosti<\/h4>\n\n\n\n<p>V\u00fdb\u011bry hotovosti z bankomat\u016f va\u0161\u00ed banky jsou obvykle zdarma, ale za pou\u017eit\u00ed bankomat\u016f jin\u00fdch bank mohou b\u00fdt \u00fa\u010dtov\u00e1ny dal\u0161\u00ed poplatky.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>TBC Bank<\/strong>Poplatek za v\u00fdb\u011br hotovosti z jin\u00fdch bank je cca. <strong>0,2-0,6%<\/strong>.<\/li>\n\n\n\n<li><strong>P\u0159eklady<\/strong>: Vnitrost\u00e1tn\u00ed p\u0159evody jsou \u010dasto zdarma, ale mezin\u00e1rodn\u00ed p\u0159evody mohou b\u00fdt zpoplatn\u011bny \u010d\u00e1stkou cca. <strong>1%<\/strong> \u010d\u00e1stky.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Dan\u011b<\/h3>\n\n\n\n<p>Od roku 2024 se Gruzie \u00fa\u010dastn\u00ed <strong>CRS (Common Reporting Standard)<\/strong>To znamen\u00e1 automatickou v\u00fdm\u011bnu da\u0148ov\u00fdch informac\u00ed s ostatn\u00edmi zem\u011bmi.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/residence-estate.ge\/wp-content\/uploads\/2025\/07\/pogudx5nbampjss08_272c1c8598-1024x576.webp\" alt=\"Zalo\u017een\u00ed bankovn\u00edho \u00fa\u010dtu v Gruzii: n\u00e1vod krok za krokem\" class=\"wp-image-2868\" srcset=\"https:\/\/residence-estate.ge\/wp-content\/uploads\/2025\/07\/pogudx5nbampjss08_272c1c8598-1024x576.webp 1024w, https:\/\/residence-estate.ge\/wp-content\/uploads\/2025\/07\/pogudx5nbampjss08_272c1c8598-300x169.webp 300w, https:\/\/residence-estate.ge\/wp-content\/uploads\/2025\/07\/pogudx5nbampjss08_272c1c8598-18x10.webp 18w, https:\/\/residence-estate.ge\/wp-content\/uploads\/2025\/07\/pogudx5nbampjss08_272c1c8598.webp 1300w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h4 class=\"wp-block-heading\">Da\u0148ov\u00e9 z\u00e1vazky<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Pro obyvatele<\/strong>: P\u0159\u00edjmy z\u00edskan\u00e9 v Gruzii i mimo ni podl\u00e9haj\u00ed zdan\u011bn\u00ed.<\/li>\n\n\n\n<li><strong>Pro nerezidenty<\/strong>: Zdaniteln\u00e9 jsou pouze p\u0159\u00edjmy z\u00edskan\u00e9 v Gruzii.<\/li>\n<\/ul>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong>D\u016fle\u017eit\u00e9:<\/strong> Cizinci, zejm\u00e9na Rusov\u00e9, by m\u011bli podat \u00fadaje o sv\u00e9m \u00fa\u010dtu na da\u0148ov\u00fd \u00fa\u0159ad sv\u00e9 zem\u011b, aby se vyhnuli sankc\u00edm.<\/p>\n<\/blockquote>\n\n\n\n<h4 class=\"wp-block-heading\">Skryt\u00e9 n\u00e1klady<\/h4>\n\n\n\n<p>N\u011bkter\u00e9 banky si mohou \u00fa\u010dtovat dal\u0161\u00ed poplatky za specifick\u00e9 slu\u017eby, nap\u0159.:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>P\u0159evod m\u011bny<\/strong>Komise m\u016f\u017ee dos\u00e1hnout <strong>1-2%<\/strong>.<\/li>\n\n\n\n<li><strong>Uzav\u0159en\u00ed \u00fa\u010dtu<\/strong>: N\u011bkter\u00e9 banky mohou \u00fa\u010dtovat poplatek za p\u0159ed\u010dasn\u00e9 uzav\u0159en\u00ed.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Jak minimalizovat n\u00e1klady<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Porovn\u00e1n\u00ed podm\u00ednek<\/strong>: Prostudujte si nab\u00eddky r\u016fzn\u00fdch bank a vyberte si tu nejv\u00fdhodn\u011bj\u0161\u00ed.<\/li>\n\n\n\n<li><strong>Pou\u017e\u00edvejte online bankovnictv\u00ed<\/strong>: M\u016f\u017eete se tak vyhnout dal\u0161\u00edm poplatk\u016fm za transakce na pobo\u010dk\u00e1ch.<\/li>\n\n\n\n<li><strong>Aktu\u00e1ln\u00ed informace o da\u0148ov\u00fdch zm\u011bn\u00e1ch<\/strong>: Sledujte aktu\u00e1ln\u00ed informace o da\u0148ov\u00fdch povinnostech a zm\u011bn\u00e1ch v z\u00e1konech.<\/li>\n<\/ul>\n\n\n\n<p>Znalost dan\u00ed a poplatk\u016f je kl\u00ed\u010dem k \u00fasp\u011b\u0161n\u00e9 spr\u00e1v\u011b financ\u00ed v Gruzii. Prozkoumejte podm\u00ednky v <strong>Bank of Georgia<\/strong>, <strong>TBC Bank<\/strong> a dal\u0161\u00edch bank, abyste si vybrali nejvhodn\u011bj\u0161\u00ed variantu a vyhnuli se zbyte\u010dn\u00fdm n\u00e1klad\u016fm.<\/p>\n\n\n\n<h1 class=\"wp-block-heading\">U\u017eite\u010dn\u00e9 tipy pro zahrani\u010dn\u00ed investory<\/h1>\n\n\n\n<p>Investice do Gruzie m\u016f\u017ee b\u00fdt skv\u011blou p\u0159\u00edle\u017eitost\u00ed k r\u016fstu va\u0161eho kapit\u00e1lu. Je v\u0161ak d\u016fle\u017eit\u00e9 zv\u00e1\u017eit n\u011bkter\u00e9 nuance, aby v\u0161e prob\u011bhlo hladce. Zde je n\u011bkolik tip\u016f, kter\u00e9 v\u00e1m pomohou \u00fasp\u011b\u0161n\u011b spravovat va\u0161e investice.<\/p>\n\n\n\n<p><strong>1. P\u0159ipravte si dokumenty p\u0159edem<\/strong><\/p>\n\n\n\n<p>P\u0159ed otev\u0159en\u00edm \u00fa\u010dtu se ujist\u011bte, \u017ee m\u00e1te v\u0161echny pot\u0159ebn\u00e9 dokumenty:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Pas<\/strong> a jeho kopii.<\/li>\n\n\n\n<li><strong>Potvrzen\u00ed o p\u0159\u00edjmu<\/strong>: pracovn\u00ed smlouva, v\u00fdpis z \u00fa\u010dtu.<\/li>\n\n\n\n<li><strong>Doporu\u010duj\u00edc\u00ed dopis<\/strong> od va\u0161\u00ed st\u00e1vaj\u00edc\u00ed banky m\u016f\u017ee zv\u00fd\u0161it d\u016fv\u011bru.<\/li>\n<\/ul>\n\n\n\n<p>To pom\u016f\u017ee urychlit proces otev\u0159en\u00ed \u00fa\u010dtu a vyhnout se zpo\u017ed\u011bn\u00edm.<\/p>\n\n\n\n<p><strong>2. Koupit m\u00edstn\u00ed SIM kartu<\/strong><\/p>\n\n\n\n<p>Pro p\u0159\u00edjem potvrzovac\u00edch SMS a kontakt s bankou budete pot\u0159ebovat gruz\u00ednsk\u00e9 telefonn\u00ed \u010d\u00edslo. T\u00edm se zjednodu\u0161\u00ed \u0159ada proces\u016f v\u010detn\u011b p\u0159\u00edstupu do internetov\u00e9ho bankovnictv\u00ed. Cena SIM karty obvykle nep\u0159esahuje <strong>$3.60<\/strong>.<\/p>\n\n\n\n<p><strong>3 Prov\u011b\u0159it da\u0148ov\u00e9 povinnosti<\/strong><\/p>\n\n\n\n<p>Od roku 2024 se Gruzie \u00fa\u010dastn\u00ed <strong>CRS (Common Reporting Standard)<\/strong>To vy\u017eaduje, aby si banky vym\u011b\u0148ovaly da\u0148ov\u00e9 informace s ostatn\u00edmi zem\u011bmi. Ujist\u011bte se, \u017ee jste si v\u011bdomi sv\u00fdch da\u0148ov\u00fdch povinnost\u00ed, a pod\u00e1vejte hl\u00e1\u0161en\u00ed da\u0148ov\u00fdm \u00fa\u0159ad\u016fm sv\u00e9 domovsk\u00e9 zem\u011b v\u010das.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/residence-estate.ge\/wp-content\/uploads\/2025\/07\/tkbl1o8o3arwxclkbjkhi0otnkdgk6ilcmoki49q-1024x576.webp\" alt=\"Gonio: p\u0159ehled \u010dtvrt\u00ed, infrastruktury a cen nemovitost\u00ed\" class=\"wp-image-2456\" srcset=\"https:\/\/residence-estate.ge\/wp-content\/uploads\/2025\/07\/tkbl1o8o3arwxclkbjkhi0otnkdgk6ilcmoki49q-1024x576.webp 1024w, https:\/\/residence-estate.ge\/wp-content\/uploads\/2025\/07\/tkbl1o8o3arwxclkbjkhi0otnkdgk6ilcmoki49q-300x169.webp 300w, https:\/\/residence-estate.ge\/wp-content\/uploads\/2025\/07\/tkbl1o8o3arwxclkbjkhi0otnkdgk6ilcmoki49q-18x10.webp 18w, https:\/\/residence-estate.ge\/wp-content\/uploads\/2025\/07\/tkbl1o8o3arwxclkbjkhi0otnkdgk6ilcmoki49q.webp 1300w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p><strong>4. Zva\u017ete \u00fa\u010dty ve v\u00edce m\u011bn\u00e1ch<\/strong><\/p>\n\n\n\n<p>Pokud pl\u00e1nujete pracovat s r\u016fzn\u00fdmi m\u011bnami, m\u016f\u017ee b\u00fdt \u00fa\u010det ve v\u00edce m\u011bn\u00e1ch skv\u011bl\u00fdm \u0159e\u0161en\u00edm. Vyhnete se tak zbyte\u010dn\u00fdm poplatk\u016fm za konverzi a zjednodu\u0161\u00edte mezin\u00e1rodn\u00ed p\u0159evody.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Bank of Georgia<\/strong> \u0438 <strong>TBC Bank<\/strong> nab\u00edzet v\u00fdhodn\u00e9 podm\u00ednky pro tyto \u00fa\u010dty.<\/li>\n<\/ul>\n\n\n\n<p><strong>5. P\u0159ipravte se na hl\u00e1\u0161en\u00ed<\/strong><\/p>\n\n\n\n<p>Pokud pl\u00e1nujete investovat velk\u00e9 \u010d\u00e1stky nebo podnikat, p\u0159ipravte se na dal\u0161\u00ed kontroly a pod\u00e1v\u00e1n\u00ed zpr\u00e1v. Jedn\u00e1 se o standardn\u00ed postup, kter\u00fd zaji\u0161\u0165uje transparentnost a dodr\u017eov\u00e1n\u00ed mezin\u00e1rodn\u00edch norem.<\/p>\n\n\n\n<p><strong>6. Pou\u017e\u00edv\u00e1n\u00ed internetov\u00e9ho bankovnictv\u00ed<\/strong><\/p>\n\n\n\n<p>Mnoho gruz\u00ednsk\u00fdch bank nab\u00edz\u00ed pohodln\u00e9 platformy pro online bankovnictv\u00ed, kter\u00e9 v\u00e1m umo\u017en\u00ed spravovat va\u0161e finance odkudkoli na sv\u011bt\u011b. To je nejen pohodln\u00e9, ale tak\u00e9 v\u00e1m to pom\u016f\u017ee vyhnout se zbyte\u010dn\u00fdm poplatk\u016fm za tradi\u010dn\u00ed bankovn\u00ed transakce.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\ud83d\udd17 U\u017eite\u010dn\u00e9 odkazy<\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.tbcbank.ge\/web\/en\/web\/guest\/home\" data-type=\"link\" data-id=\"https:\/\/www.tbcbank.ge\/web\/en\/web\/guest\/home\" target=\"_blank\" rel=\"nofollow noopener\">TBC Bank<\/a><br>Na str\u00e1nk\u00e1ch najdete informace o bankovn\u00edch produktech a slu\u017eb\u00e1ch pro fyzick\u00e9 i pr\u00e1vnick\u00e9 osoby: \u00fa\u010dty, vklady, \u00fav\u011bry, investice, internetov\u00e9 bankovnictv\u00ed a mnoho dal\u0161\u00edho. K dispozici je tak\u00e9 osobn\u00ed \u00fa\u010det a n\u00e1stroje pro obsluhu na d\u00e1lku.<\/li>\n\n\n\n<li><a href=\"https:\/\/bankofgeorgia.ge\/en\" data-type=\"link\" data-id=\"https:\/\/bankofgeorgia.ge\/en\" target=\"_blank\" rel=\"nofollow noopener\">Bank of Georgia<\/a><br>Str\u00e1nky nab\u00edzej\u00ed \u0159adu bankovn\u00edch slu\u017eeb, v\u010detn\u011b zalo\u017een\u00ed \u00fa\u010dtu, vklad\u016f, p\u016fj\u010dek, p\u0159evod\u016f a poji\u0161t\u011bn\u00ed. K dispozici jsou tak\u00e9 digit\u00e1ln\u00ed slu\u017eby, jako je mobiln\u00ed bankovnictv\u00ed, chatov\u00e1 podpora a automatick\u00e9 platby.<\/li>\n\n\n\n<li><a href=\"https:\/\/libertybank.ge\/en\" data-type=\"link\" data-id=\"https:\/\/libertybank.ge\/en\" target=\"_blank\" rel=\"nofollow noopener\">Liberty Bank<\/a><br>Str\u00e1nky nab\u00edzej\u00ed \u0159adu bankovn\u00edch slu\u017eeb pro fyzick\u00e9 osoby a podniky, v\u010detn\u011b vklad\u016f, p\u016fj\u010dek, karet, p\u0159evod\u016f, ale i slu\u017eeb na d\u00e1lku a pr\u00e9miov\u00fdch bankovn\u00edch produkt\u016f. K dispozici jsou tak\u00e9 n\u00e1stroje pro sledov\u00e1n\u00ed sm\u011bnn\u00fdch kurz\u016f, rezervaci sch\u016fzek a online poradenstv\u00ed.<\/li>\n<\/ol>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Z\u00e1v\u011br<\/h2>\n\n\n\n<p>Otev\u0159en\u00ed bankovn\u00edho \u00fa\u010dtu v Gruzii je krok, kter\u00fd zahrani\u010dn\u00edm investor\u016fm otev\u00edr\u00e1 mnoho p\u0159\u00edle\u017eitost\u00ed. D\u00edky jednoduch\u00fdm podm\u00ednk\u00e1m, rozmanitosti nab\u00edzen\u00fdch slu\u017eeb a v\u00fdhodn\u00fdm finan\u010dn\u00edm n\u00e1stroj\u016fm se Gruzie st\u00e1v\u00e1 atraktivn\u00ed pro podnik\u00e1n\u00ed a spr\u00e1vu osobn\u00edch financ\u00ed.<\/p>\n\n\n\n<p>Pokud se budete \u0159\u00eddit na\u0161imi doporu\u010den\u00edmi a zohledn\u00edte v\u0161echny nuance, budete se moci bez obav pohybovat v bankovn\u00edm syst\u00e9mu t\u00e9to zem\u011b. Pokud budete pot\u0159ebovat dal\u0161\u00ed pomoc nebo radu, nev\u00e1hejte vyhledat odbornou pomoc. Vyhnete se tak mo\u017en\u00fdm pot\u00ed\u017e\u00edm a maxim\u00e1ln\u011b vyu\u017eijete v\u0161echny dostupn\u00e9 zdroje.<\/p>","protected":false},"excerpt":{"rendered":"<p>Typy bankovn\u00edch \u00fa\u010dt\u016f v Gruzii Kdy\u017e jsem poprv\u00e9 p\u0159i\u0161el do [...]<\/p>","protected":false},"author":3,"featured_media":2739,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[174],"tags":[],"class_list":["post-2735","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-all"],"acf":[],"_links":{"self":[{"href":"https:\/\/residence-estate.ge\/cs\/wp-json\/wp\/v2\/posts\/2735","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/residence-estate.ge\/cs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/residence-estate.ge\/cs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/residence-estate.ge\/cs\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/residence-estate.ge\/cs\/wp-json\/wp\/v2\/comments?post=2735"}],"version-history":[{"count":1,"href":"https:\/\/residence-estate.ge\/cs\/wp-json\/wp\/v2\/posts\/2735\/revisions"}],"predecessor-version":[{"id":4547,"href":"https:\/\/residence-estate.ge\/cs\/wp-json\/wp\/v2\/posts\/2735\/revisions\/4547"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/residence-estate.ge\/cs\/wp-json\/wp\/v2\/media\/2739"}],"wp:attachment":[{"href":"https:\/\/residence-estate.ge\/cs\/wp-json\/wp\/v2\/media?parent=2735"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/residence-estate.ge\/cs\/wp-json\/wp\/v2\/categories?post=2735"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/residence-estate.ge\/cs\/wp-json\/wp\/v2\/tags?post=2735"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}